Legacy Planning Specialists
Protecting families.
Preserving legacies.
Expert estate planning for the people and the things that matter most — Wills, Trusts, Lasting Powers of Attorney and inheritance tax planning, with specialist support for families who have a vulnerable beneficiary.
Why it matters
Your legacy is more than what you leave behind.
It’s who you leave behind.
Estate planning isn’t just about preparing for the future. It’s about protecting the people you love.
It’s about making sure the people you love are protected, your wishes are understood, and the wealth you’ve worked hard to build is passed on in the way you intended.
That’s why we take the time to understand your family before recommending a solution. No jargon. No unnecessary complexity. Just clear, considered advice built around you.
- Personal, face-to-face service
- Specialists in vulnerable beneficiary planning
- Clear, jargon-free advice
- Inheritance tax planning strategies
- Trusts tailored to your circumstances
- Ongoing support as your family changes
What we do
Our services
Every plan is built from the same components. Which of them you need — and how they fit together — is what the Legacy Review is for.
Wills
Ensure your wishes are clearly documented and the people you love are properly considered.
Read moreTrust Planning
Trust structures designed to protect assets and provide for future generations.
Read moreLasting Powers of Attorney
Put trusted people in place to make important decisions if you are unable to make them yourself.
Read moreInheritance Tax Planning
Understand your exposure and explore legitimate strategies for reducing it.
Read moreVulnerable Beneficiary Planning
When your family needs more protection than a standard Will can provide.
Read moreFamily Protection Planning
A comprehensive plan built around the people who matter most.
Read more
Our specialist area
When your family needs more protection than a standard Will can provide
“What will happen to them when I’m no longer here?”
It’s a question many parents and carers quietly carry, and it rarely gets asked out loud. We understand it — through professional experience, and through personal family experience too.
Leaving an inheritance outright to a vulnerable beneficiary can remove their entitlement to means-tested benefits and care funding overnight. Planned properly, the same money can support them for life without ever putting that at risk.
Why The Northern Legacy Co.
- Personal
- We take the time to understand your family, your concerns and your ambitions before recommending anything.
- Professional
- Advice that is structured, considered and built around your circumstances rather than a standard template.
- Compassionate
- Conversations about death, incapacity and inheritance are rarely easy. We listen first and advise second.
- Specialist
- A particular focus on vulnerable beneficiary planning and family circumstances that need more thought.
The flagship service
The Northern
Legacy Review™
Seven questions, worked through in order, that between them describe everything a plan has to account for. It is where every engagement starts — and the reason our advice fits your family rather than a template.
Family
Who needs protecting?
Assets
What do you own?
Wishes
What should happen?
Vulnerabilities
Who needs more care?
Tax
Is there an exposure?
Capacity
Who can act for you?
Legacy
What will you leave?
The person behind it
This isn’t just my profession. It’s personal.
I’m Alan Mountford-Brown. I founded The Northern Legacy Co. to help individuals and families put the right plans in place — to protect the people they love, preserve what they’ve built, and prepare for the future.
Having a vulnerable loved one in my own family, I understand the questions that keep parents and carers awake at night. That understanding shapes every recommendation I make.
I don’t believe estate planning should be complicated or intimidating. I believe in listening first, explaining clearly, and building a plan around your circumstances — because there isn’t a one-size-fits-all way to protect a family.
Journal
Guidance, plainly written
Vulnerable Beneficiaries
Protecting what matters most: my personal approach to vulnerable family planning
My brother Gary has Angelman Syndrome. Living alongside him has shown me why families with a vulnerable loved one cannot afford to leave planning until tomorrow — and it shapes the way I work today.
7 September 2026
Family Protection
Why legacy planning is about more than writing a will
A will is an important part of planning for the future — but for most families it is only one piece of a much bigger picture. Capacity, guardianship, a vulnerable beneficiary and inheritance tax all sit alongside it.
6 September 2026
Wills
What a will actually does — and what it doesn't
A will decides who inherits. It does not decide who looks after your children's money, and it does nothing at all while you are alive. Here is where the line sits.
1 September 2026
Start the conversation
Planning for tomorrow starts today.
You don’t need to have all the answers. That’s what we’re here for. Let’s start with a conversation about your family, your assets and what matters most to you.